beyond the balance sheet

“The Real Examination Begins After School Ends” | Beyond the Balance Sheet

Dr. Nitin Singh Tomar on why schools produce exam toppers but not life-ready adults — and his 70:20:10 framework that puts financial literacy where it belongs.

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“Financial Confidence Is a Natural Extension of True Empowerment” | Beyond the Balance Sheet

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Educator and author Dr. Manjari Shukla on 14 years of teaching young women, the power of stories to build financial values, and why even the most educated women still hesitate when it comes to their own money.

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